Build more wealth,
after taxes.
Frameworks, calculators, and tax-aware decision models for high-income earners who want to keep more of what they make.
Every calculator runs on coded IRS rules. Numbers are auditable and CPA-ready.
Updated for IRS Rev. Proc. 2025-32. Brackets, limits, and phase-outs reflect current law.
TL;DR → The Math → The Risk → The CPA Line. Every article follows the same structure.
What's here
Frameworks and tools across four areas of after-tax wealth.
Tax-Aware Investing
Asset location, ETF tax drag, tax-loss harvesting, and dividend efficiency.
High-Income Tax Planning
401k, HSA, backdoor Roth, mega backdoor Roth, DAF bunching, RSU timing.
Real Estate Tax Strategy
Depreciation, cost segregation, STR rules, REP status, 1031 exchange.
Calculators
Rental property after-tax return, ETF tax drag, TLH savings, RSU sell vs hold.
The After-Tax Brief
New frameworks, calculator releases, and tax-aware analysis — for high-income professionals who want the numbers, not the hype. Free.
The decision framework
Every strategy on this site gets evaluated on the same criteria — not just the tax benefit:
- 1. What are the pre-tax economics?
- 2. What is the after-tax return?
- 3. What is the risk-adjusted return?
- 4. What is the liquidity cost?
- 5. What is the complexity and admin burden?
- 6. What is the audit and legal risk?
- 7. What is the opportunity cost versus simple index investing?